Welcome Samuel Merritt College Students

At MedInvest/GradInvest, it's all about you ... that's how we built our business and that is how we plan to lead the future. Through many years of first-hand experience, we saw a better way to provide students and financial aid professionals with more of what they need. So, we set out to develop solutions that would serve the market like no one else. And we succeeded with smart , innovative products and services that will save you time, money and headaches. Add to that our commitment to superior service, and you will begin to see what MedInvest/GradInvest is all about.

Federal Stafford Loans

MEDInvest/GRADInvest is pleased to partner with AES to offer the KeystoneBEST Stafford loan program. The KeystoneBEST program makes loans more affordable to Pennsylvania residents attending qualified participating schools and out-of-state residents attending qualified participating Pennsylvania schools.

MEDInvest/GRADInvest offers the following benefits for our KeystoneBEST Stafford Loan Program:

  • A low fixed interest rate of 6.0% on Subsidized Stafford Loans for Undergraduate Students and 6.8% for Graduate and Professional students
  • Zero Federal Default Fee
  • A 0.25% interest rate reduction for auto-debit payments
  • Life of loan servicing at AES
All loans must be guaranteed by the Pennsylvania Higher Education Assistance Agency and originated and serviced by American Education Services.

These rates, terms and conditions may be modified or discontinued at any time without notice.

Federal Graduate PLUS Loans

Graduate and professional students have a new option in funding their higher education. Presenting the new Federal Graduate PLUS Loan. This low-interest loan, guaranteed by the federal government, is one of the most affordable ways to pay for school.

By choosing us for your Graduate PLUS Loan, you get:

  • A fixed interest rate of 8.5%, only from MEDInvest/GRADInvest
  • A 0.25% interest rate reduction for auto-debit
  • Credit counselors to assist with adverse credit issues during the application process
  • Option to defer payments while enrolled at least half-time
  • Fast access to funds, including pre-approval in minutes
  • No collateral requirements or income limitations
  • Flexible repayment options
All loans must be guaranteed by the Pennsylvania Higher Education Assistance Agency and originated and serviced by American Education Services.

These rates, terms and conditions may be modified or discontinued at any time without notice.

Federal Parent PLUS Loans

The Federal Parent PLUS Loan is an affordable, low-interest loan designed for parents of undergraduate students.

Cover the Total Cost of Education

The Parent PLUS Loan can be used to cover up to 100 percent of your child's total cost of education, minus other financial aid awarded to the student. This total amount can include tuition, books, food, housing, transportation, and more.

Though eligibility for the Parent PLUS Loan is not based on household income, assets or financial need, having your student fill out the Free Application for Federal Student Aid is encouraged and may be requested by your child’s school.

By choosing us for your Parent PLUS Loan, you get:

  • A fixed interest rate of 8.5% only from MEDInvest/GRADInvest
  • A 0.25% interest rate reduction for auto-debit
  • Credit counselors to assist with adverse credit issues during the application process
  • Fast access to funds, including pre-approval in minutes
  • No collateral requirements or income limitations
  • Ability to defer payments up to 4 years with our forbearance option
  • Flexible repayment options
All loans must be guaranteed by the Pennsylvania Higher Education Assistance Agency and originated and serviced by American Education Services.

These rates, terms and conditions may be modified or discontinued at any time without notice.

Private Loans
Apply Now for Federal Parent PLUS Loans

When scholarships, grants and federal loans are not enough to pay for college, a private student loan can help you fill the gap. With a private student loan, you can cover up to 100% of your Cost of Attendance and make no payments until 12 months after you graduate.

Benefits and Advantages:

  • No payments are required while the student is enrolled at least half-time.
  • There is a 12-month grace period after the student graduates or six months after dropping below half-time enrollment before the student has to make a single payment.
  • Our online application is a simple four-step process that gets you an online decision in less than a minute.
  • A private student loan can be used for graduate and undergraduate education.
  • Any loan fees are financed so borrowers get a loan with no out-of-pocket expenses. The interest on the loan may be tax-deductible.
  • Repayment term of up to 25 years, depending on loan balance.
These rates, terms and conditions may be modified or discontinued at any time without notice.